Need cash and need it quick? We’ve all been in tough situations where the next payday seems far away and you’re in a bind with bills or unexpected expenses. A cash advance, also known as a paycheck advance or a payday loan, can help bridge the gap between paydays.
The benefit of a cash advance is that you can pay bills on time and not have to worry about late fees. Your cash advance is meant only for short-term use to help you get from paycheck to paycheck and are not meant to act as long-term loans.
No matter what kind of emergency you’re facing, a cash advance is a quick and easy way to get you back on your feet in between paychecks.
The amount you are able to receive for a cash advance depends on where you live as well as your net income. Our team at EZ Money is familiar with the different state regulations and will take care of all the technicalities for you. We will take a look at your income and state regulations to determine how much you are able to borrow.
We understand that you’re in an urgent situation, so our team works fast to ensure you get your cash advance quickly and easily.
How do Cash Advances Work?
Cash advances are viewed as a short-term paycheck advance to help hold you over until your next pay period. You must first go through an application process to state your income and other personal information that will determine how much money you are able to receive.
Fees for a cash advance vary depending on which state you live in, so our team at EZ Money will help make the application process easy and will help you walk through every step.
Different Types of Cash Advances
There are a few different types of cash advances that you can apply for, and each type comes with their own terms and conditions.
Designed to help bridge the gap between paychecks or cover an unexpected expense, they are typically required to be paid back on your next payday. These types of cash advances are beneficial when you’re in quick need of financial relief between paydays.
Are similar to payday loans in the fact that they are short-term loans, but installment loans can be broken down into scheduled payments over a longer period of time. These types of cash advances are better if you need a larger amount of money. Installment loans can be paid back over a longer period of time, whereas payday loans typically require faster repayment.
At EZ Money, we offer payday loans and installment loans to get you back on your feet with competitive interest rates. Our number one goal is to help you get out of your financial bind, so we’ll work with you to get you where you need to be.
Why Get a Cash Advance with EZ Money?
Our team at EZ Money makes the process simple for you. In most cases, we can approve your cash advance the same day you apply and send you on your way with cash in your pocket.
You’ll get the personalized attention you deserve with quick and friendly service that meet your needs. Our application process is simple and our team is here to walk you through every step of the way.
Our online application process can be completed in just a few minutes. The information we require from you includes:
- Valid identification
- Personal information like phone number, address, and email address
- Income information including pay frequency, net pay, and gross pay
- An open and active checking account
We’re here to help make this easy. We currently offer cash advances in North Dakota, Nebraska, Iowa, and Missouri. If you have any questions about our payday loans or questions about our online application, please contact us today.