Online Payday Loans in North Dakota the EZ Way!
At EZ Money Check Cashing in North Dakota, we understand that sometimes financial hardship can come to even the hardest of workers when you least expect it. If you find yourself in a financial pinch, an online payday loan from us could be the solution you’re looking for. If you need a little extra help to get you through to your next paycheck, an online payday loan is the one for you. We make it easy to get the money you need with an online loan application process that is simple, fast, and straightforward. With our INSTANT funding, you don’t have to wait!
How to Apply for an Online Payday Loan in North Dakota
If an unexpected life event has left you short on funds and you need a payday loan without the hassle of dealing with a bank or other lender, EZ Money Check Cashing makes it easy. North Dakota residents can apply online and get pre-approval within just seconds! The entire online loan process takes only a few minutes and requires minimal information about you and your finances. So how does it work?
- Apply for Your Online Payday Loan
- Our online loan application requires basic information from you, such as your address, phone number, date of birth, employment status, and income. In order to qualify for an online payday loan in North Dakota, you will need to have a checking account.
- Receive Pre-Approval for Your Loan
- You wouldn’t be applying for a loan if you didn’t need the money quickly, so we’ve made our online loan application as fast as possible. Customers receive pre-approval within seconds of completing the application—it really is the “EZ” way to get the funds you need!
- Sign Documents Online
- We offer the convenience of electronic signatures (e-signature) to indicate that you have read all of the associated paperwork with specific criteria from the state of North Dakota along with the other online loan agreements. No worrying about printing and mailing a confirmation with us, just sign online and you’re good to go!
- Receive Your Cash INSTANTLY*!
- Funding is available to most customers through EZ Money’s Instant Funding program. Funding via instant funding happens in as little as a few minutes, up to about 30 minutes. Availability depends on the customer’s financial institution. Customers that do not qualify for instant funding will receive their funds the next business day.
What Are Payday Loans?
A payday loan is a small amount of money that is expected to be paid back in a lump sum by an agreed-upon date—usually by your next paycheck. These are for unexpected expenses that pop up between paydays and need to be taken care of. Imagine you’ve just made your rent or mortgage payment that wipes out two-thirds of your paycheck and the next day you break a tooth. You need to get the tooth fixed, but don’t have enough available funds to pay for it. A payday loan can get you the few hundred bucks you’ll need to tide over so you can get the tooth fixed without having to be in pain until your next paycheck. The loan term length for payday loans is typically between 14-30 days. Because these types of loans are generally a much higher risk for lenders, the annual percentage rate is higher, up to 491.86%. Whether you live in Minot or Fargo, our goal is to make sure you can repay your online payday loan without becoming overwhelmed by interest.