Online Line of Credit

Have you ever been stuck and need money on the spot? Our Kansas online line of credit services may be able to help! An online line of credit is an open-ended loan in which you can withdraw money at any time, and can repay immediately or over a period of time. You can borrow money as long as your account is in good shape and you have available credit. Similar to a loan, as soon as the money is borrowed a line of credit will charge a variable interest. These lines of credit are most commonly used to purchase items for which a loan would not be normally underwritten.

EZ Money Payday Loans Service

How to Apply for an Online Line of Credit

As a borrower, you complete the application and verification with EZ Money online. Our application is very secure and can be completed in a short period of time. Once approved for the online line of credit, the funds are available to you whenever you need. You will then have minimum payments due every month, similar to a credit card. Easy as that, your line of credit funds are ready and waiting for you!

How is an Online Line of Credit different from an Online Installment Loan?

Online Line of Credit

Once you are approved for our Kansas online line of credit service, you can withdraw funds up to the available limit whenever you need. The advantage of an online line of credit over online installment loans is once as you repay your balance, more of your credit limit will be available to withdraw in the future. You may withdraw these available funds as much or as little as you would like. A line of credit offers a lot more flexibility, as you can use these lines of credit whenever and however you wish. 

Online Installment Loans

An online installment loan is paid back in equal amounts overtime, interest is charged on the full amount of the loan. When it comes to an online installment loan, you will be given a fixed loan amount all at once, rather than being able to borrow money as you please. If you need more funds later, you do not have the ability to borrow more on demand. It is not quite as economical for certain expenses to continue to take a loan out, repay it, then keep taking more loans out. Instead, an online line of credit will allow you to have a certain dollar amount of money available whenever you may need it. 

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