Get Approved in Less Than 15 Minutes


We are so happy that you’ve chosen to apply for an online loan with EZ Money. We offer a time-saving online application process that can be completed within minutes on our website. Our online loan applications require only basic information, such as your address, phone number, birth date, employment status, and income details. You are required to have and provide checking account information to be eligible for an online loan.

Receive Pre-Approval

We understand you need cash fast, so that’s why we’ve made our process quick and painless. Our customers receive pre-approval for payday, installment, or cash advance loans within seconds of completing the online loan application. Easy as that!

Sign Your Documents

You’re almost ready to receive your cash! All you have to do now is provide an electronic signature (e-signature) to indicate you’ve read all of the paperwork with specific criteria from your state and other online loan agreements.

Receive Your Cash

And, just like that, your cash will be deposited directly into your bank account in as little as the next business day! Now you can pay those bills or take care of those unexpected expenses, worry-free.

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Online Installment Loans

Installment loans provide financial support for people with large bills or unexpected expenses. Installment loans spread out the cost of repaying your online loan over monthly payments, making them more affordable. You get more time to pay off the loan with the option of a flexible repayment schedule. An additional benefit of installment loans is their easy application process—because installment loans are collateral-free, they only require a simple application to verify personal information.

*Installment loans are only offered to our Missouri customers.

Online Payday Loans

Our payday loans offer a quick solution for financial relief between pay periods. As the name suggests, payday loans are small, short term loans intended to help you make ends meet until you receive your next paycheck. An online payday loan is one of the most convenient ways to get the cash you need when unexpected expenses like car repairs arise, or when you need a little extra money to help cover bills. Because these loans are often needed in urgent financial situations, our team works quickly to get you on your way. You’ll simply apply online, receive fast approval, sign your documents, and have cash deposited directly to your bank account within the next business day. Have questions along the way? Our team is here to walk you through the entire process and put your mind at ease.

Online Loans - The Cash you Need, When You Need It

At EZ Money, we are passionate about helping people get out of financial trouble. We understand that cash emergencies happen. That’s why we’re proud to offer online loans from the convenience of your personal device. Plus, we make the application process clear and simple. All you do is fill out our online application, receive pre-approval within seconds, provide an e-signature, and your cash is deposited into your bank account within the next business day. It’s that easy!

*Online loans are only available in North Dakota and Missouri.

Applying for an Online Loan

Choosing an online loan can be an intimidating experience for some. With so many online lenders providing different options for online loan services, selecting a loan provider can be pretty overwhelming. The team at EZ Money wants to make your online loan experience as easy as possible.

There are some important questions you can ask yourself when you’re considering applying for an online loan:

  • Will the interest rate or loan fee outweigh potential losses if you don’t have the money you need?
  • Will the online loan’s total cost justify the purpose of the loan?

If you determine that an online loan is the best option for your current situation, we will work with you to make sure you get the financial assistance that you need. 

Types of Loans Provided by EZ Money

There are a few different types of online loans that you can apply for, and each type comes with its own terms and conditions. If you’re unsure which loan to apply for, our advisors can help you determine which loan is best for you and your financial goals.

At EZ Money, we offer the following types of online loans (loan availability varies by state):

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