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Our History - MM FINANCE, LLC dba EZ Money

In 1986, MM Finance, LLC dba EZ Money was founded by the opening of its first store location in Billings, Montana.  EZ Money was the first business of its kind in the city and carved out a niche financial market by offering convenient check cashing services, money orders sales, and Western Union money transfers.  This alternative financial service center was a hit with customers looking for fast access to cash for all their personal needs.  With the rapid success of the Billings location, store number two was opened in Missoula, Montana six months later.  In 1987 EZ Money opened its flagship store in Omaha, Nebraska at 48th and Dodge Street (where it remains in business still today).  These unique financial service centers provided a model for the fledgling (financial services) industry.  EZ Money has developed a loyal customer base that has often stated they really appreciated what the EZ Money financial centers had to offer. 


As the financial services industry has evolved, EZ Money has kept pace by adding additional services such as:  Netspend Prepaid Credit Cards, Bill Payment services, Western Union money transfers, Money Order sales, and prepaid home phone services.   
 

EZ Money has been a leader and innovator in the financial services industry for 20 years. The company prides itself on employee longevity and development. In most cases, management positions are held by individuals whom have worked into their positions through merit promotion. Many of these individuals play multiple roles creating a highly diverse workforce. The combined management personnel have 118 years of direct industry experience.


Much of the success of EZ Money in the past and present can be attributed to exceptional customer service. The company is committed to offering fast, friendly, and convenient financial services at a fair market price. The company promotes building long term relationship with customers and has numerous residual customers. The speed and accuracy of the company’s front end employees is second to none in the industry.


EZ Money holds membership in both industry trade associations Financial Services Centers of America (FiSCA) and Community Financial Service Centers of America (CFSA).  These national trade associations are involved in self-regulation, education, and organization of the financial services industry. EZ Money continues to incorporate and promote the standards of both of these trade associations.


EZ Money is a proven leader, innovator, and visionary in the financial services industry.

 

 

 

Customer Notice: Payday advances are typically for two-to four-week terms. Some borrowers, however, use payday advances for several months, which can be expensive. High-interest loans such as Payday Advances should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Approval depends upon meeting legal, regulatory and underwriting requirements. EZ Money and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Lexis Nexis, that may provide information from one or more national credit bureaus, and EZ Money may take that into consideration in the approval process.

EZ Money, at its discretion, may verify application information by using national databases, including but not limited to LexisNexis, that may provide information from one or more national credit bureaus, and EZ Money may take that into consideration in the approval process.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. EZ Money is currently operating in: Iowa, Missouri, Nebraska, and North Dakota,.

For specific rate and term information in each state you can click on the above link for the specific state of your choice.

EZ Money is licensed by the Iowa Division of Banking under Iowa Code, Chapter 533D. EZ Money is licensed by the Missouri Division of Finance under Missouri CSR 408.500.1. EZ Money is licensed by the Nebraska Department of Banking and Finance under the Nebraska Revised Statutes, Chapter 45, §§ 45-901 to 45-930. EZ Money is licensed by the North Dakota Division of Finance under North Dakota Century Code Chapter 13-08.

Payday Advances are also commonly referred to as Cash Advances, Payday Loans, Post-Dated Checks, Delayed Deposit Loans, and Deferred Deposit Loans.

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