Payday Advance

  • Payday Advances in Iowa, Nebraska, and the Midwest.


    In some situations, a little extra cash can save you a lot of stress. An untimely bill, a problem with your car, a sudden medical expense, or some other short-term emergency might take your last dime. When other living expenses get added into the mix, you need money, fast.

  • Payday loans work like cash advances. When you find yourself in need of funds, our loans extends you a small amount of money that you pay back on your next paycheck. Because the loans are small, repayment is much easier.

  • At EZ Money, we issue advances for periods between two and four weeks. Some borrowers apply these loans over the course of months, which can be much more costly. When you're in need of some pre-payday cash, visit us for quick service you can trust.

  • How, When, and Where to Apply


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    Our loans provide you with the money you need to take care of your short-term expenses under $500. These loans are for immediate cash needs and should never replace long-term financial planning.


    We offer loans between $100 and $500. Each state determines the annual percentage rate of our loans. To apply for one of our loans all you need is:

    • A government-issued photo ID
    • A check from an active checking account
    • Payroll check stub

    When you visit us with these documents in hand, we can have you on your way with cash in hand in less than 30 minutes.


    We offer advances in four states:

    • North Dakota
    • Nebraska
    • Iowa
    • Missouri

    We understand that financial difficulties don't just disappear overnight. We make it our mission to help our customers meet their short-term financial needs.


    Our loan officers provide helpful, non-judgmental service to our customers in financial trouble.


    Contact us today for quick access for the emergency funds you need.

Customer Notice: Payday advances are typically for two-to four-week terms. Some borrowers, however, use payday advances for several months, which can be expensive. High-interest loans such as Payday Advances should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Approval depends upon meeting legal, regulatory and underwriting requirements. EZ Money and third party lenders may, at their discretion, verify application information by using national databases, including but not limited to Lexis Nexis, that may provide information from one or more national credit bureaus, and EZ Money may take that into consideration in the approval process.

EZ Money, at its discretion, may verify application information by using national databases, including but not limited to LexisNexis, that may provide information from one or more national credit bureaus, and EZ Money may take that into consideration in the approval process.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Actual loan amounts vary. EZ Money is currently operating in: Iowa, Missouri, Nebraska, and North Dakota,.

For specific rate and term information in each state you can click on the above link for the specific state of your choice.

EZ Money is licensed by the Iowa Division of Banking under Iowa Code, Chapter 533D. EZ Money is licensed by the Missouri Division of Finance under Missouri CSR 408.500.1. EZ Money is licensed by the Nebraska Department of Banking and Finance under the Nebraska Revised Statutes, Chapter 45, ยงยง 45-901 to 45-930. EZ Money is licensed by the North Dakota Division of Finance under North Dakota Century Code Chapter 13-08.

Payday Advances are also commonly referred to as Cash Advances, Payday Loans, Post-Dated Checks, Delayed Deposit Loans, and Deferred Deposit Loans.